zaterdag 18 oktober 2008

LEANDER

The yacht Leander is one of the largest yachts build over the last decade with all the latest luxury facilities. The 75 meter full displacement yacht offers excellent accommodation spread over 3 deck levels, with utterly private VIP apartments.
The luxury mega yacht touts lavish dining room, observation lounge, panoramic windows, custom pool with Jacuzzi, audio/visual equipment a bar, sauna, barbeque, and a modern gym.

Golf Package Terms and Conditions

A 50% deposit (minimum $100) is required at the time your reservation is made. (Reservation is not confirmed until deposit has been made or original gift certificate has been sent in). The balance is payable 45 days prior to the stay and play start date and/or before scheduled arrival at hotel accommodations. The balance will be charged to the credit card on file unless other form of payment is received separately. If payment balance is not received 45 days prior to arrival, the tour operator and/or its affiliates may cancel reservations. Specific deposit, payment and cancellation policies apply to group bookings of 16 or more golfers. Consult your representative for details. Stay and Play packages include all applicable taxes. Accommodation tax may not be included at all locations and is due upon checkout.
Cancelling a Golf Package
31+ days prior to arrival - $50 per person, plus any prepaid, and or any non-refundable fees. 15-30 days prior to arrival - $75 per person, plus any prepaid, and or any non-refundable fees. 14 days prior to arrival - $100 per person, plus any prepaid, and or any non-refundable fees. No refunds will be given for no-shows or any unused portions of the package. Any cancellations within 30 days prior to arrival are subject to vendor penalities in addtion to the fees listed above as waivers do not protect you against vendor (third-party) cancellations fees. Cancellation fees will include a 3% credit card fee against the balance of the refund. Rain-outs: If you are rained out, obtain the golf course signature on your confirmation and return it to the reservation center. All cancellations must be in writing and received via mail or fax. Please allow 6-8 weeks for processing. Please note: when one member or a party cancels, it may affect the total package price for remaining party.
Change Policy
In order to provide you with the highest possible level of service, we will make every attempt to accommodate your requests for changes to a confirmed package. We do, however, reserve the right to charge up to $15 per change, per person. No refunds for any unused portion of any package.
Spa Policy
Spa Etiquette and Considerations Arrival - Please check-in at the reception desk at least 20 minutes prior to your first treatment. Late arrivals will not receive an extension of scheduled treatments. Spa Treatment Changes and Cancellation All changes and cancellations up to 72 hours prior to your appointment will be charged $15 cancellation fee. With 71 - 24 hours notice, a change or cancellations fee of $20 will be applied. Changes and cancellations with less than 24 hours notice and no-shows are charged for the full value of services booked.
Questions?
Please contact Interlink Golf, Florida's First Coast of Golf strategic partner in handling golf packages (See all contact information on right).

Business Software

Application DevelopmentApplication Integration, Bug Tracking, Developer Software, Development Platforms, License Management Software, Project Management, Software Configuration Management
Business IntelligenceBusiness Activity Monitoring, Business Intelligence, Business Performance Management, Business Planning, Business Process Management (BPM), Change Management, Channel Management, Data Mining Software, EIS Software, Reporting Software
Calendar & SchedulingAppointment Scheduling, Calendar, Construction Scheduling, Medical Staffing Software, Project Scheduling, Scheduling
CollaborationCollaboration, Intranet Software, Portal Software, Video Conferencing Software, Web Conferencing
Content ManagementCatalog Management, Content Management, Digital Asset Management, Enterprise Content Management, Enterprise Search Software, Help Authoring Software, Portal Software, Translation Software, Web Design
Customer Service & SupportCall Center Management, Case Management, Customer Service, Help Desk, Issue Tracking Software, Live Chat Software, Service Management, Speech Recognition Software, Trouble Tickets
Data ManagementBackup, Data Integration, Data Recovery Software, Data Warehousing Software, Database, Reporting Software
Design, Drafting & PublishingAnimation, CAD/CAM, Graphics Software, Mapping Software, Multimedia Software, Web Design
E-Commerce & RetailAuction, Catalog Management, E-Commerce, EDI Software, Electronic Payment, Mail Order Software, Order Entry Software, Order Management Software, Point of Sale (POS), Retail, Retail Inventory Management Software, Web Shopping Cart
Education & Training SolutionsCourseware, Education, eLearning, Learning Management Systems (LMS), Training, Video Conferencing Software, Web Conferencing
Email & MessagingEmail Marketing Software, Email Software, Spam Filtering
Facilities ManagementAsset Management, Building Maintenance, Computerized Maintenance Management Software (CMMS), Equipment Maintenance, Equipment Management, Facilities Management Software, Field Service Management, Parts Management, Preventive Maintenance, Property Maintenance, Property Management, Service Management, Work Order Management
General Office SoftwareEmail Software, Instant Messaging Software, Office Utilities, Operating Systems, Task Management, Web Browsers
Human ResourcesApplicant Tracking, Assessment, Benefits Management, Employee Appraisal Software, Employee Management Software, Employee Performance Management Software, Human Resources (HR), Payroll Software, Personnel Administration Software, Recruiting Software, Resource Planning, Salary Planning Software, Succession Planning, Talent Management, Time Off Tracking, Timesheet, Workforce Management
Knowledge ManagementContract Management, Document Management, Document Management Services, Knowledge Base, Knowledge Management, Library Management Software
Legal SolutionsContract Management, Legal Case Management Software, Legal Software, Sarbanes-Oxley
Network & SecurityAccess Control, Encryption Software, Firewall Software, Internet & Web Software, IT Asset Management, Network Monitoring Software, Network Utilities, Remote Access Software, Security Software, Virus Protection Software, Web Server Software
Operations SolutionsQuality Management Software, Sales & Operations Planning, Sarbanes-Oxley
Process ManagementEnterprise Resource Planning (ERP), Material Requirements Planning (MRP), Output Management Software, PLM Software, Process Management Software, Quality Management Software, Supplier Management, Supply Chain Management, Vendor Management
Procurement & PurchasingOrder Entry Software, Order Management Software, Payment Processing, Procurement Software, Purchase Orders (PO's), Purchasing Software, Spend Management, Supplier Management, Ticketing Software, Vendor Management
ProductivityProfessional Services Automation (PSA), Project Costing, Project Management, Resource Management Software, Resource Planning, Task Management
Sales & MarketingAdvertising, Campaign Management, Commission, Contact Management, Customer Management, Customer Relationship Management (CRM), Enterprise Incentive Management, Event Management Software, Kiosk Software, Lead Management Software, Marketing Software, Membership Management Software, Mobile Workforce Software, Online Surveys, Product Configurator Software, Proposal Management Software, Quoting Software, Sales & Operations Planning, Sales Force Automation (SFA), Sales Forecasting Software, Sales Planning, Sales Tracking, Telemarketing Software
Transportation & LogisticsBarcode, Dispatch Software, Distribution Software, Fleet Management, Freight Brokerage, Inventory Control Software, Inventory Forecasting Software, Inventory Management, Logistics, Output Management Software, Parts Planning, Transportation, Warehouse Management, Wholesale Distribution

Bankaların internet adresleri

ABN AMRO Bank N.V.. http://www.wholesale.abnamro.com
Adabank A.Ş.. http://www.adabank.com.tr
Akbank T.A.Ş.. http://www.akbank.com
Alternatif Bank A.Ş.. http://www.abank.com.tr
Anadolubank A.Ş.. http://www.anadolubank.com.tr
Arap Türk Bankası A.Ş.. http://www.arabturkbank.com
Banca di Roma S.P.A.. http://www.bancaroma.it
Bank Mellat. http://www.mellatbank.com
BankPozitif Kredi ve Kalkınma Bankası A.Ş.. http://www.bankpozitif.com.tr
Birleşik Fon Bankası A.Ş.. http://www.fonbank.com.tr
Calyon Bank Türk A.Ş.. http://www.calyon.com.tr
Citibank A.Ş.. http://www.citibank.com.tr
Çalık Yatırım Bankası A.Ş.. http://www.calikbank.com.tr
Denizbank A.Ş.. http://www.denizbank.com
Deutsche Bank A.Ş.. http://www.deutschebank.com.tr
Diler Yatırım Bankası A.Ş.. http://www.dilerbank.com.tr
Finans Bank A.Ş.. http://www.finansbank.com.tr
Fortis Bank A.Ş.. http://www.fortis.com.tr
GSD Yatırım Bankası A.Ş.. http://www.gsdbank.com.tr
Habib Bank Limited. http://www.habibbank.com.tr
HSBC Bank A.Ş.. http://www.hsbc.com.tr
İller Bankası. http://www.ilbank.gov.tr
İMKB Takas ve Saklama Bankası A.Ş.. http://www.takasbank.com.tr
JPMorgan Chase Bank N.A.. http://www.jpmorganchase.com
Merrill Lynch Yatırım Bank A.Ş.. http://www.ml.com.tr
Millennium Bank A.Ş.. http://www.millenniumbank.com.tr
Nurol Yatırım Bankası A.Ş.. http://www.nurolbank.com.tr
Oyak Bank A.Ş.. http://www.oyakbank.com.tr
Société Générale (SA). http://www.sgcib.com
Şekerbank T.A.Ş.. http://www.sekerbank.com.tr
Taib Yatırım Bank A.Ş.. http://www.yatirimbank.com.tr
Tekfenbank A.Ş.. http://www.tekfenbank.com
Tekstil Bankası A.Ş.. http://www.tekstilbank.com.tr
Turkish Bank A.Ş.. http://www.turkishbank.com
Turkland Bank A.Ş.. http://www.tbank.com.tr
Türk Ekonomi Bankası A.Ş.. http://www.teb.com.tr
Türk Eximbank. http://www.eximbank.gov.tr
Türkiye Cumhuriyeti Ziraat Bankası A.Ş.. http://www.ziraatbank.com.tr
Türkiye Garanti Bankası A.Ş.. http://www.garanti.com.tr
Türkiye Halk Bankası A.Ş.. http://www.halkbank.com.tr
Türkiye İş Bankası A.Ş.. http://www.isbank.com.tr
Türkiye Kalkınma Bankası A.Ş.. http://www.tkb.com.tr
Türkiye Sınai Kalkınma Bankası A.Ş.. http://www.tskb.com.tr
Türkiye Vakıflar Bankası T.A.O.. http://www.vakifbank.com.tr
WestLB AG. http://www.westlb.com.tr
Yapı ve Kredi Bankası A.Ş.. http://www.yapikredi.com.tr

IC SAUNA


ic sauna;Ontvangst op de Zwaluwhoeve met koffie of thee vanaf 10.00 uur.Gebruik van alle saunafaciliteiten tot 24.00 uur.Vrij gebruik van scrubzout, showergel en SEAH Hairspa shampoo van Schwarzkopf ProfessionalUitgebreid lunchbuffet(inclusief koffie/thee/melk/karnemelk en jus d'orange)Fruit, sweets & Juice Buffet (om 15.30 uur)Een heerlijk buffet met vers gemengd fruit, yoghurt producten, diverse lekkernijen en heerlijke vruchtensappen.Deelname aan het vitaliteitsprogramma met keuze uit o.a.:Hot YogaHachi-Dan-Kin begeleide meditatieStretch on music and relaxAshtanga/Power YogaEventuele behandelingen worden ingepland tussen 10.00 en 20.00 uur.Badjas en handdoeken zijn te huur.

Türkçe İngilizce Banka ve Bankacılık ile ilgili

banka;bank, banking housebanka cüzdanı;bankbook, passbookbanka faiz oranı;bank ratebanka havalesi;money orderbanka hesabı;bank accountbanka hesabı açmak;to open a bank accountbanka kartı;banker's cardbanka kasası;bank vaultbanka kredisi;bank creditbanka memuru;bank clerk, bank officialbanka mevduatı;depositsbanka müdürü;bank managerbanka poliçesi;bank draftbanka veznedarı;tellerbanka çeki;bank chequebanka ıskontosu;bank discountbanka şubesi;branch bankbankacı;"banker; bank employer"bankacılık;bankingbankamatik;cash dispenser, cashomatbankaya yatırmak;to bankbanker;stockbroker; bankerdöviz;foreign currencydöviz hesabı;currency accountdöviz kuru;exchange rate, rate of exchangedöviz piyasası;foreign exchange marketdöviz rezervi;foreign exchange reservefaizinterestfaiz almak;a) to get interest b) to charge interestfaiz getirmek;to draw interest, to pay interestfaiz oranı;interest rate, rate of interestfaizci;usurer, moneylenderfaizcilik;usuryfaize vermek;to lend (money) at interestfaize yatırmak;to put out at interestfaizli;at interestfaizsiz;interest-freefinans;financefinanse etmek;to financefinansman;financing, financefon;fundhavale;money orderhavale göndermek;to send a money orderhesap açmak;to open an accounthesap cüzdanı;bankbook, passbookhesaptan düşmek;to deductkiralama;lease, leasingkredi;credit, loan, bank loan, loan of money (obtained from a bank).kredi kartı;credit card, plastic moneykredi veren;creditormevduat;depositsmevduat hesabı;deposit accountnakit;cash, money, ready cash, hard cash, hard money, bankroll, ready, the ready, specie, liquidity, ready moneypara;moneypara biriktirmek;to save moneypara birimi;monetary unitpara bozdurmak;to change moneypara havalesi;money order, remittancepara piyasası;money marketpara sıkıntısı;financial pressurepara yatırmak;to investpara çekmek;to draw moneyvade;settlement date, redemption date, maturity datevadelihaving a fixed termvadeli hesapdeposit account, time depositvadeli istikraztime loanvadeli mevduatdeposit account, time depositvadeli poliçetime draftvadeli çekpostdated checkvadesi dolmakto fall due, to come to maturityvadesi dolmuşmaturevadesi gelmekto fall due, to come to maturityvadesi gelmemişunduevadesi geçmekto be overduevadesi geçmişoverduevadesini uzatmakto prolong a termvadesizhaving no fixed termvadesiz hesapcurrent account, checking accountvadesiz istikrazcall loanvadesiz mevduatcurrent account, checking accountvezne"treasury; pay-office, cashier's office"veznecicashier, tellerveznedarlıktreasurership; cashier's office, cashier's windowyatırıminvestment plasman, envestisman

BU AMBULANSTA YARALIYA İNSAN ELİ DEĞMİYOR

BU AMBULANSTA YARALIYA İNSAN ELİ DEĞMİYOR
İşte en son teknoloji harikası... Başdöndürücü bir hızla ilerleyen teknolojik gelişmelere son günlerde bir yenisi daha eklendi. Uzmanlar, özellikle savaş alanlarında kullanılmak üzere günümüzdekilerden çok daha farklı ve kullanışlı bir ambulans üretmek için kolları sıvadılar.Henüz proje aşamasında olan bu ambulans helikopter ile ister Amazon’un balta girmemiş ormanlarında ister Newyork’un göbeğinde, yani dünyanın neresinde olursa olsun tıbbi ihtiyacı olan herkese ulaşılarak tıp alanında yeni bir dönem açılması hedefleniyor.1950'li yıllarda hayata geçirilmek istenen fakat bir türlü başarılamayan 'uçan jip' prototipinden esinlenerek tasarlanan bu ilginç aracı günümüz helikopterlerinden ayıran en temel özellik pervanelerin iç tarafa monte edilmiş olması.
Daha çok savaş alanlarında kullanılmak üzere tasarlanan aracın işleyişi şu aşamalardan oluşuyor: - Helikopter, kendisine gönderilen GPS sinyallerini birkaç dakika içinde algılayarak hedefe doğru yola çıkıyor. - Hedefe vardığında en ufak bir sarsıntı yaşamadan piste indikten sonra, içerde bekleyen robot yaralıyı özel kabine yerleştiriyor.- Kabindeki kameralar sayesinde sürekli akan veriler sayesinde süreci takip edebilen uzmanlar, robota yaralıya ilk müdahalenin yapılması için gerekli talimatları veriyor.- Robot, kendine verilen tüm talimatları yerine getirdikten sonra, helikoptere kalkış emri veriliyor. Sinyali algılayan helikopter dikey bir şekilde – ki kalkış pozisyonu içerdeki yaralının sağlık durumu için çok önemli – havalanmaya başlıyor.- Pilotu olmayan ve sürekli sinyallerle yönlendirilen araç, hastaneye vardığında artık iş gerçek doktorlara devrediliyor.

Bugünlerde piyasaya tanıtma amacıyla ambulans helikopterin maketini yapmakla meşgul olan Rafi Yoeli, her yere ulaşabilen ve her yönde manevra kabiliyeti olan bu tarz bir aracın çok faydalı olduğunu düşünse de, birtakım endişeleri olduğunu da sözlerine ekliyor."Örneğin, hastanın yanında bir refakatçi olamaması büyük bir eksiklik. Ayrıca bu projeyi başarılı kılabilmenin en önemli yolu yaralıya aynı anda psikolojik destek de sağlamak çünkü normal şartlarda insanlar pilotu olmayan bir helikoptere binmek istemeyebilir."Bu mükemmel aracı olabildiğince ucuza mal etmek için çaba sarfeden proje ekibinin en büyük hedefi ise ambulans helikopterin 2009 yılında gökyüzünde yerini aldığını görebilmek...

FİNANS,krediet

Krediet Direct is de Online Supermarkt voor krediet en wij zijn van mening dat u zonder bezoek thuis uw krediet kunt samenstellen.
Het is een nieuw concept op het gebied van krediet via internet in Nederland. U kiest afhankelijk van uw aankoop de gewenste lening en vervolgens kiest u voor een Persoonlijke Lening of een Doorlopend Krediet (behalve in de rubriek minder dan € 3.000).
U kunt vrijblijvend de verschillende verzekeringen (met maandelijkse premie) die bij u passen, afsluiten.
U krijgt zonder uw persoonlijke gegevens in te vullen een offerte die u zelf kunt printen.Als u met de offerte akkoord gaat, vult u het aanvraagformulier in.
Na enkele minuten, krijgt u een antwoord online. Als uw aanvraag goedgekeurd is, kunt u zelf uw contract uitprinten.
Het Krediet Direct Idee
De online supermarkt voor krediet
Flexibele financieringen aangepast aan uw besteding.
Online gratis offerte in 10 seconden zonder uw gegevens in te vullen.
U doet zelf uw aanvraag thuis, u print zelf uw contract.
U krijgt geen bezoek thuis.
100% Nederlandse maatschappij binnen één van de grootste Europese spelers (Crédit Agricole Group).

Uug botlari


Real Australian Sheepskin Boots
Here you'll find a huge range of finest quality genuinely Australian Made sheepskin boots at best prices. Every boot you'll see here is hand made in Australia from 100% luxurious top quality Australian "A" grade Merino Double Faced Sheepskin - the best in the world.
Our sheepskin footwear is so incredibly comfortable, with a snug, cozy, form-fitting feel that is more like a sock than a shoe, yet it is rugged enough for outdoor wear. The natural property of Merino sheep skin provides excellent insulation against the cold, but also wool inside the boot absorbs excessive moisture while letting your feet breath, so you can wear our boots all year round.
CLASSIC TALL


"Thanks alot Ugg Stop just received the boots they're absolutily gorgeous and many thanks for getting them to us so quick, deffo recomend you to other people thanks again. Pat x" Patricia, UK
Genuinely Australian Made Classic Tall Boots. They are individually hand crafted in Australia from 100% luxurious Australian Double Faced Merino Sheepskin. They are approximately 14” or 35.5cm high from sole to the top and can be folded over to show the beautiful inner wool. These sheepskin boots are incredibly comfortable, as the sheepskin is providing excellent insulation against the cold, but also absorbs excessive moisture while letting your feet breath. The sole is made from lightweight hard wearing EVA ridged rubber (ethyl vinyl acetate) with reinforced heels for durability. To get the best fit in our footwear, it is best to measure your bare foot. To do this, measure your bare foot from heel to longest toe. See our Size Chart for the detailed sizing information. If your bare foot measurement falls between Bare Foot Length measures in our Size Chart, it is usually best to order the next size up.
ULTRA SHORT BOOTS


"I've just recieve my uggs! I love it!!! Thanks for your fast service." Clara, Spain
Ultra Short Boots are individually hand crafted in Australia from 100% luxurious Australian Double Faced Merino Sheepskin. They are approximately 7.5” or 19cm high from sole to the top. These sheepskin boots are incredibly comfortable, as the sheepskin is providing excellent insulation against the cold, but also absorbs excessive moisture while letting your feet breath. The sole is made from lightweight hard wearing EVA ridged rubber (ethyl vinyl acetate) with reinforced heels for durability. To get the best fit in our footwear, it is best to measure your bare foot. To do this, measure your bare foot from heel to longest toe. See our Size Chart for the detailed sizing information. If your bare foot measurement falls between Bare Foot Length measures in our Size Chart, it is usually best to order the next size up.


kayak merkezleri,ski,kayak,skien

Zell am See: deniz seviyesinden 750metre yüksekliktedir. En yüksek kayakçıkış noktası 1965, en düşük iniş noktası ise 750metredir.
Borovets: Bulgaristan'in güney batısında bulunan , Borovets Kayak merkezi ,dünya merkezleri arasında popülaritesini her zaman korumaktadır . 1323m.yükseklikte bulunan kayak merkezi her sene binlerce turisti ağırlamaktadır
St Moritz: Avrupa nın en sosyetik kayak merkezidir. St. Moritz, İsviçre’ninİtalyan sınırına yakın bölgede bulunmaktadır. Dünyanın en eski kayakmerkezidir. Zürih ten 3,5 saatte St. Moritz e ulaşabilirsiniz.
InnsbruckAlplerin en ünlü kayak merkezlerin dendir. Kayak pistleri kırmızı,mavi ve siyah kategorilerde toplam 130 km . uzunluğunda olup,toplam 58 adet tele firik, teleski ve telesiyej mevcuttur.


CourchevelDunyanin en buyuk kayak merkezidir. Fransa’da Alplerin kuzeyinde yer alir. Lyon ve Cenevre Havaalanlarindan yaklasik 2,5 saat mesafededir. Meribel, Val Thorens ve Les Menuires kayak merkezleriyle cevrelenen Courchevel 1550, 1650 ve 1850 rakimli 3 bolgeden olusur. Luks otelleri, kaliteli restoranlari, canli gece hayati ve surekli bakimi saglanan pistleri ile her sey kayakseverlerin guvenligi, konforu ve iyi vakit gecirmesi icin dusunulmus. Gunduzleri renkli kiyafetlerle bembeyaz karlarda suzulmek, geceleri ise en sik kiyafetler icinde eglencenin icine akmak buranin olmazsa olmazi.Kayak ya da snowboard tutkunlarini kendi zevkine, alanina ve stiline uygun pistler bekliyor. Eger half-pipe kategorisi ile ilgiliyseniz, burada ozel duzenlenmis parkur bulmaniz mumkun. Burada kayak ve snowboard’dan baska seyler de var: Kar raftingi, karting, kar motoru, balonla cevre gezileri, bowling ve squash, sinema, sanat galerileri, kizakli fayton, kar yuruyusleri, saglik ve guzellik merkezleri... Aralik, ocak ve subat aylarinda duzenlenen biri buyuk slalom yarisi olmak uzere, alti uluslararasi yarisma duzenlenmekte.
Chamonix vadisiMont-Blanc bölgesinin merkezi olup, Fransa-İsviçre sınırında yer almaktadır.Avrupa nın en yüksek tepesi olan Mont-Blanc’in (4.807 m) hemen eteğindedir.Geniş kayak pistleri, off pistleri, havuzu ve fitness kompleksleriyle ziyaretçilerin gözdesidir.

HOTELS




Crown American Hotels' 100% Satisfaction Guarantee:“We pledge that your stay will be comfortablein friendly, clean surroundings. If any partof your stay does not meet with yourexpectations, give us a chance to correct it.If you’re not satisfied, you don’t pay for that part of your stay.”Crown American Hotels' Mission Statement: "We strive to exceed the expectations of ourguests in a home away from home environment."Corporate CultureEmployee BenefitsEmployment OpportunitiesResume SubmissionEEOC StatementAt Crown American Hotels, our company is only as good as our people.Innovative, talented and committed individuals have worked hard during the past 40 years to build Crown American Hotels into one of the mid-Atlantic's top hotel management and development corporations.Working here is all about exceeding the expectations of our guests -- a philosophy which has earned us an outstanding reputation nationwide.
We're always looking for top talent -- smart people who are energized, innovative, flexible in their thinking and ready to realize their potential in a company positioned for success. Our employees operate with a common set of values -- a code of ethics, that distinguishes us and provides a secure, productive and pleasant place to work.Ultimately, our strong corporate reputation -- the positive perception of our hotel franchises, our values and our financial performance -- comes from our people.Isn't it time for you to join our winning team?
Holiday inn
DowntownAddress: PA Route 56 to Downtown250 Market Street, Johnstown, PA 15901 USAPhone: 814.535.7777 Fax: 814.539.1393Reservations: 800.433.5663http://www.johnstown-dwtn.holiday-inn.com 159 guest rooms & suites feature an in–room coffee maker, hair dryer, iron / board. Indoor pool, fitness room, whirlpool / sauna and Harrigan's Cafe & Wine Deck.
Address: 1440 Scalp Avenue, Johnstown, PA 15904 USAPhone: 814.266.8789 Fax: 814.266.5285Reservations: 800.822.9194http://www.johnstownpa.hiexpress.com 108 guest rooms & suites feature an in–room coffee maker, hair dryer, iron/ board. Complimentary Express Start Breakfast Bar, free local phone calls and bus parking.
Harrigans
DowntownAddress: Holiday Inn: 250 Market Street, Johnstown, PA 15901 USAPhone: 814.361.2620 Fax: 814.539.1393Reservations: 814.361.2620http://www.harriganscafewinedeck.com The region's best for food and wine featuring gourmet fare in an elegant yet relaxed atmosphere. Wine Spectator Award of Excellence, 100+ wine selections featuring 30 wines by the glass, complimentary parking, live weekend entertainment, Wine Deck, and comfortable lounge featuring a Tapas menu.
posquarilla conference centreDowntownAddress: 301 Napoleon Street, Johnstown, PA 15901 USAPhone: 814.535.9385 Fax: 814.248.3042Reservations: 866.277.5573http://www.fjpconferencecenter.com State–of–the–art facility featuring 14,895 sq. ft. for up to 850 • Menu Guide Available • Audio–Visual Equipment Available • 60 miles southeast of Pittsburgh •
140 miles west of Harrisburg
As a leader in the hospitality business for over forty years, Crown American Hotels is proud of our continued dedication and commitment to Johnstown. Crown American Hotels manages Harrigan's Café & Wine Deck, the Holiday Inn – Downtown Johnstown and the Holiday Inn Express on Scalp Avenue; both of which are franchised through agreements with Inter-Continental Hotels. Crown American Hotels also manages the Frank J. Pasquerilla Conference Center in Downtown Johnstown.Our MissionWe strive to be the best hospitality value in the communities we serve. We accommodate our guests in friendly, clean and secure "home away from home" surroundings. We are driven to excellence by exceeding the expectations of our guests.

Moneyweb

In een kort overzicht vind u hier de verschillende leenvormen. Voor de alle duidelijkheid staan hier de verschillen in het kort opgesomd.RekenvoorbeeldDe familie De Vries wil een lening aanvragen voor de verbouwing van de badkamer. Voor deze verbouwing willen ze € 5000,00 lenen. De familie De Vries wil zekerheid wat betreft de maandelijkse rente en wil tussentijds geen geld meer opnemen. Ze kiezen daarom voor een persoonlijke lening.Jan en Anita willen meer financiële bestedingsruimte. Tussentijds willen ze geld kunnen opnemen. Wanneer er meer geld beschikbaar is, willen ze ook de mogelijkheid hebben om meer af te lossen. Ze kiezen voor een doorlopend krediet.Lening vormenDoorlopend kredietWat is een doorlopend krediet?Een doorlopend krediet is er om over langere periode meer bestedingsruimte te hebben. U mag steeds geld opnemen tot aan de kredietlimiet, maar u mag ook minder opnemen.Tussentijds mag er altijd zonder boete worden afgelost. Dit krediet is handig wanneer u nog niet exact weet hoeveel geld u nodig heeft of wanneer u het geld nodig heeft. U betaald elke maand een vast bedrag aan rente en aflossing.Voordelen:- Alleen rente betalen over het opgenomen bedrag- Tussentijds extra geld aflossen (boetevrij)- Meestal een eigen bankpasOversluiten van een doorlopend krediet:U heeft een lening of misschien wel meerdere leningen lopen. Het is dan vaak voordeliger om uw huidige krediet(en) over te sluiten. In plaats van verschillende afschriften, komt alles dan op één handig overzicht.Tussentijds een extra krediet afsluiten:Wanneer u geen achterstand hebt opgelopen met betalen en uw financiële situatie laat het toe, is het mogelijk om een nieuwe lening af te sluiten voordat de vorige is afgelopen. Een deel van het bedrag dat u leent, wordt dan gebruikt voor de aflossing van de vorige overeenkomst(en).Verhogen doorlopend kredietHet kan voorkomen dat naast uw doorlopend krediet nog behoefte is aan een extra financiële reserve. U kunt er dan voor kiezen om het bestaande krediet open te breken en vervolgens uw krediet te verhogen.Persoonlijke leningWat is een persoonlijke leningBij de persoonlijke lening krijgt u in één keer de beschikking over het geleende bedrag. Wanneer u een persoonlijke lening afsluit, weet u precies wanneer de lening eindigt. U spreekt namelijk van tevoren een looptijd af. Zo spreekt u bij een persoonlijk krediet eenmalig een leenbedrag en een looptijd af. U krijgt dit bedrag in één keer op uw rekening gestort. Vervolgens betaald u maandelijks een vast bedrag aan rente en aflossing. In tijden van rentestijgingen biedt een persoonlijk krediet u zekerheid, want uw rente blijft ongewijzigd! Zo weet u precies waar u aan toe bent.Bent u van plan een nieuwe auto of caravan te kopen? Of wordt het tijd voor nieuwe meubels? Wellicht heeft u hiervoor gespaard, maar is het genoeg? Wanneer u extra geld nodig heeft, maar graag overzicht houdt in uw financiën, is een persoonlijke lening voor u een oplossing!Voordelen:- Uitbetaling direct ineens- Vast rentepercentage- Vast maandbedrag- Vaste looptijdVaste renteWanneer de rente stijgt is een persoonlijke lening ideaal. Mocht de rente stijgen, dan heeft dit geen enkele invloed op de persoonlijke lening. Deze rente blijft ongewijzigd.Stel u koopt een auto. Bij een persoonlijke lening spreekt u van tevoren af wat de looptijd van de lening is. U kunt deze lening bijvoorbeeld afstemmen op de levensduur van uw auto. Hierdoor voorkomt u dat de auto al is afgeschreven, maar u nog steeds moet betalen aan uw persoonlijke lening.SpaarkredietEen spaarkrediet is een doorlopend krediet, gekoppeld aan een kapitaalverzekering.Doorgaans betaald u voor een doorlopend krediet maandelijks een bedrag aan rente en aflossing. Bij een spaarkrediet betaald u echter alleen rente, die wordt berekend over het bedrag dat u heeft opgenomen. Gedurende de gehele looptijd kunt u tot uw kredietlimiet bedragen blijven opnemen.Daarnaast betaald u een maandelijkse premie voor een kapitaalverzekering.Met deze verzekering kunt u een kapitaal opbouwen om de lening af te lossen.Dit gebeurt met een kapitaalverzekering bij een gerenommeerde verzekeringsmaatschappij. De uitkering is gelijk aan de eindwaarde van de participaties en dus afhankelijk van de koersontwikkeling.RentekredietEen rentekrediet is een leenvorm voor particulieren die veel lijkt op een doorlopend krediet. Het grootste verschil is dat men bij een rentekrediet niet verplicht wordt om maandelijks af te lossen. Daardoor is het rentekrediet de leenvorm met de laagste maandlast. Deze leenvorm wordt ook vaak gebruikt om geld achter de hand te hebben, zoals bij een verbouwing of restauratie van bijvoorbeeld een oldtimer of ander duur verzamelobject. De looptijd van een rentekrediet is in principe oneindig. U lost immers niets af en betaald alleen rente. Ingezetenen van Nederland van 18 tot 65 jaar met een vast inkomen, wat niet mag bestaan uit een uitkering van de sociale dienst of de WW, kunnen in aanmerking komen voor een rentekrediet.